With our simple application, your business can grow financially as we match your business with the right finance partner.
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How we work
Things to know
Your Guide to getting business finance
We are dedicated to helping you create a financial future for your business by the process below
We are committed to finding borrowers the best form of finance for their business through our prosperous partnerships with South Africa’s top alternative lenders.
Based on the types of businesses these partners finance and their information, Fincheck have created algorithms, which are able to match your business with the most suitable alternative financiers.
Once you have submitted your application your details will be passed to our lender or lenders, which will then contact you for further information and documentation.
Your application can be accessed by our partners through our exclusive dashboard, but it is only presented to one preferred partner at a time. This information can only be accessed until you have been granted a loan or until you have requested for it to be removed from the Fincheck system. You can receive a pay out from one of our partners in a week or less.
Fincheck’s custom engine handles the entire process and has been designed specifically for our business customers and is tailored to the needs of your business
Are there fees?
The Fincheck system is free to use. No borrowers fees are charged, but rather take a commission from the lender on a successful finance application. This means we do not take fees from you or your business that has a finance need.
Retail Capital is able to originate loans to various business types as their distribution network now reaches far and wide. They are the leader in the merchant factoring space and are able to provide businesses with flexible and convenient alternatives to traditional business loans.
One of the world’s fastest growing business financiers and a South African leader in the SMME finance industry is Lulalaend. Loans by Lulalaend can be originated in just two days thanks to their proprietary technology. Lulalaend operates within the unsecured lending sector and focuses on the facilitation of working capital that can be repaid within a six-month period.
In 2010, Business Fuel was established to originate loans that the traditional banking sector was not able to facilitate. Business Fuel is now a market leader in the business lending space and has introduced new lending products to the SMME market through the use of their technology and team. These new products include secured and unsecured finance as well as invoice discounting.
Designed for the SMME sector that is part of larger corporations or state-owned entity’s supply chains, Bright On Capital is a peer to peer enterprise lending platform that focuses on originating loans to these SMME’s.
Apply now for your business finance offers
Fill out the online form at no obligation and find out what financial offers are available for your business