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Your Debt Consolidation Loan! 

Save up to 60% on Monthly Debt Repayments

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One Monthly Fee

Country wide service

Become Stress Free

Save more money

Reduced Repayments

Be Debt free sooner

Reasons to find your consolidation loan with us

Debt can cause many problems and if you are applying for a debt consolidation loan then you are probably already suffering with debt or are in danger of heading down that road. There is help for those that are in debt and you can deal with debt smartly. 

Your Guide to Debt Consolidation

You should only take a debt consolidation loan if you are financial disciplined and are committed to paying the loan back, so that you can improve your financial situation. 

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If there is a likelihood of you defaulting on your loan repayments, then a debt consolidation loan might provide the relief you are looking for whilst freeing up some cash flow. 

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Debt consolidation is not for everyone, so make sure you take your time and consider if this is the right and only option for you. 

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Debt consolidation is not without risk. As you will be paying one monthly amount over a longer term, you will be paying more in interest over the long run. This can be curbed by paying in extra when you are able to. 

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You are able to save money as you will not need to pay multiple fees, service charges, debit order charges and other such fees.

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Debt consolidation is the first step t financial freedom and by turning your multiple debts into just one manageable one, you will be able to free up more cash flow and budget your finances better. 

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Debt consolidation loans from reputable providers will also offer you legal protection from creditors and repossession. 

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A debt consolidation loan is undertaken to place numerous debts under one payment plan.

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Debt consolidation offers reduced monthly payments and a lower interest rate. It does this by converting multiple smaller debts into one larger debt that has a longer term. 

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When a debt consolidation loan is used wisely it can have great advantages and will put you on the path to financial freedom. 

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How can a Consolidation help You? 

Your debts can be settled

Your interest rate is reduced

Repayments can be reduced by up to 60%

Debt consolidation loans do have their benefits, but you will need to be disciplined and pay on time so that you can start to 

lead a debt free life

You will have cash flow relief

Receive legal protection against your creditors

Debt Consolidation Loan

Fill out the online form for free and find out more about debt consolidation and how it can help you to be debt free. 


Terms and Conditions


DebtSafe is registered with the National Credit Regulator (NCR) and all fees are regulated by the NCR. All debt counsellors at DebtSafe are registered with the National Credit Regulator.

Fees charged by DebtSafe are built into your restructured payment plan. These fees are set by the National Credit Regulator. There are three fees charged those being the debt counselling fee, legal fee and an aftercare fee. You are able to apply for a free no obligation debt assessment and all fees charged are provided before you commit to the process.

The first month’s payment is a once off debt counselling fee and may not exceed R6000 according to the NCR.


Representative example: Credit amount of R10 000 borrowed for 24 months. Monthly service fee: R68,40. Annual Interest Rate: 28%. Total Amount payable: R17 208.


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